Pre-arranged funerals have become pretty popular in recent years. Ideally, the arrangement allows you to plan your funeral before you die. This way, you save your family the emotional turmoil of planning your funeral while grieving. Below is an extensive piece on how to pre-arrange your funeral.
A prepaid funeral plan is a policy that allows you to pay your funeral costs when still alive. Once you pass away, the funeral director will be responsible for putting your plans into action. Your immediate concern would be to assess the funeral director's reputation before choosing a prepaid funeral plan. For instance, does the director have certification from a funeral director's association? How do families rate the prepaid funeral plan offered by the director? For example, does the director make payments on time? Do they fulfil all their obligations as stated in the policy's contract? Do they have the compassion to deal with grieving family members? Remember, the primary goal of the policy is to ensure that your family has a stress-free experience as they lay your remains to rest.
Your next objective would be to evaluate the conditions of the prepaid funeral plan. Most clients are concerned about the premiums and costs. Ideally, the prepaid funeral plan should consider the current market rates when estimating funeral costs. The funeral director must provide all the proposed services regardless of future inflation rates. Check the premiums on the policy. The general rule is to consider pre-planned funeral plans with reasonable and friendly payment plans. For instance, you could pay annual, quarterly, or monthly premiums. You should also inquire about penalties and termination conditions. For example, will you be penalised for not paying premiums on time? You should also check the conditions that could prompt the director to terminate the contract.
What services are included in the pre-planned funeral policy? The funeral director must provide all types of funeral services. For instance, if you prefer a ground burial, the plan should include the costs of acquiring a burial plot and transporting the body to the burial site. Conversely, if you want your body cremated, the plan should include the cost of urns and creating memorial jewellery.
When does the policy mature? For instance, will your family receive 100% compensation if you pass away a day after signing the prepaid funeral plan contract? You should also check whether you can withdraw your funds before you die. For instance, you could run into a financial emergency that compels you to cash out your prepaid funeral plan. Inquire what happens if the funeral director closes shop before you die. As a rule, you should receive your funds and any interest accrued over the years.
To pre-arrange funerals, talk with a local funeral director.
Share12 May 2023
I love reading letter where people have described the service they want, before they pass away. It's something that mainly happens with the terminally ill and elderly, but it's great to see how people care for the people they are leaving behind. It helps to take so much stress off their family at a hard time, and it helps people know that the service is exactly what their loved one would have liked. If you are looking to plan your own funeral, please read on. This site has a lot of tips and ideas to help make the process smooth and easy.
